Car Loans and Leasing
Finance Broker Services
We can help you with virtually any method of financing.Novated Lease / Salary Packaging
For those who have the option of receiving a car as part of their salary package, novated leases are very popular. You can read more about novated leases and salary packaging here.Or click here and get the best of both worlds and sign up for a novated lease while driving a car for personal use.
Chattel Mortgage
A chattel mortgage provides finance for companies and business professionals to purchase goods such as motor vehicles, trucks, earth moving, industrial plant and professional equipment, which are for business use more than 50% of the time.You take ownership of the vehicle upon delivery, and the finance company secures the loan via a mortgage on the vehicle.
The main benefits with chattel mortgages are as follows:
- Tax deductible. The chattel mortgage will produce tax benefits if the vehicle is used to produce assessable income.
- No deposit. 100% of the vehicle can usually be financed under a chattel mortgage.
- Early repayment. The mortgage can be paid in full before the term ends.
- Fixed interest.
- Term. The term can be one to five years.
To discuss your options (including chattel mortgages) please go to our Pre Approved Finance section and fill in your details.
Consumer Loan (secured)
A Consumer Loan is designed for individuals who want to use their car mainly for private purposes, and for whom private ownership is important. It offers loans with or without balloon payments. By utilising a balloon value you can reduce your payments considerably and improve your cash flow.You can structure the monthly installments to suit individual budgetary requirements. By opting to place a deposit, or by nominating a final lump sum payment at the end of the finance term, you can conveniently decrease your monthly repayments, giving you greater security when managing your budget and planning your financial commitments.
Ownership is transferred to you as soon as the first payment is made, in exchange for security over the vehicle. This is discharged upon payment of the final installment.
You may also be given the opportunity to re-finance your final lump sum payment at the end of the contract term.
Simple steps to get started
Click here if you wish to get a quote or be pre-approved and one of our friendly team member would give you a call and discuss the most suitable finance options for your next car purchase.
Finance Lease
A finance lease is used by companies and business professionals to allow them to use business goods (such as a vehicle). At the end of the lease, you may purchase the car, re-finance it or return it to the finance company who would sell it at market value (You would need to make up the shortfall if the net sale was less than the agreed residual value).The main benefits with a finance lease are as follows:
- No initial cash outlay.
- Match cash flow. A finance lease allows the lessee to select a lease term and repayments to suit their cash flow. Lease rentals and residual values can be negotiated within an appropriate range to allow more flexibility in budgeting.
- Frees up assets. The vehicle itself is normally the only security required.
A Finance Lease does not require a deposit, and so gives you immediate use of the vehicle. Payments are fixed for the term of the lease, allowing fixed budgeting for your financial planning. For added flexibility you have the option to refinance the vehicle or make an offer to purchase the vehicle for the residual value at the end of the lease.
To discuss your options (including finance leases) please go to our Pre Approved Finance section and fill in your details.
Operating Lease / Rental
An Operating Lease is essentially a rental agreement where the costs are fixed and there is no residual exposure at the end of the contract. This means that provided return requirements are met, you can simply hand the vehicle back at the end of the term.- No initial cash outlay.
- Less risk. The risk and responsibility of disposing the vehicle is removed from your business.
- Tax deductible. The operating lease will produce tax benefits if the vehicle is used to produce assessable income.
Testimonials
It is a sorely needed service as we have had nothing but stress and grief with the dealers we have approached ourselves.
J.F., Melbourne
Your prompt and professional service was very appreciated, and we will recommend your service on to our friends and family.
C.K., Melbourne
I haven't met you in person but felt like I knew you for ages. I really appreciate for the great help and assistance right through the process. I got my car yesterday. I Thank you once again for the best customer service. I will call you later. I just can't believe that computer technology and modern technology has really made the process quicker than I ever thought without compromising on service.
W.F., Melbourne
I know what you mean when you say 'buyer's remorse'. I've had it each time I bought a new car except this time. It's a great feeling to a) get a great price b) avoid the huge stress. Seeing things from 'the other side' has made me a convert: This is the way to buy a car! Thanks for a great business.
M.W., Perth
We saved around $1500 which was absolutely fantastic given that it resulted from only one web enquiry and five minutes of our time! Thankyou so much. And, yes, we will tell others of your service.
J.T., Canberra
I took delivery of the new car today. Until it actually happened I had a concern at the back of my mind that it was too good to be true to get the car at the price you obtained for me, with no catches. The dealer rep has been great and I have had no sense of getting cut price service to go with the low price. So, thank you. I am sold and based on my experience I am sure your business will continue to grow simply by word of mouth....mine will be among the loudest.
P.B., Sydney
I picked up my new Nissan Patrol on Friday afternoon. I would like to thank you for all the work you did on my behalf and the fantastic price you secured my new car for. It was so good not to have to do the rounds of the car yards and try to beat car sales people at what they do best. Your website was also great with tips on how to sell my other car as well as all the other information available on it. The dealership was very professional as well and the car was ready as promised and in a very nice condition.
B.W., Queensland
...your professionalism and responsiveness is incredible... exceeding my expectations that were already quite high due to the information available, and style and tone of your website.
C.H., Brisbane
Thank you again. I could not have asked for better service. Having been faced with unhelpful dealers it was just so easy to place a Internet request on Thursday and to be in a new car Monday afternoon, it was more than I could have asked for. I would definitely recommend the services that you provide, without hesitation.
P.H., Canberra
I must say that your service is excellent - using it should be a "no brainer" for anyone buying a car. Gaining access to a sourcing professional with deep domain expertise to assist with a high value purchase for under a $100 is fantastic. Many thanks
I.H., Perth